An entrepreneur with diverse accounting experience and a love for sharing knowledge, Manuel “Manny” Cosme is driven to help other small businesses.  Working in large and small companies – and for himself – Manny witnessed that ongoing struggles with financial responsibilities often hold businesses back from their goals. He saw a solution and made it happen with the creation of CFO Services Group.

With more than 15 years of focus on managing finances and administration, Manny has the high-level experience and training that his clients need and want. He worked as a financial statement auditor in a national public accounting firm and left to join a small accounting firm focusing on bookkeeping, payroll, and tax preparation for small businesses.  He jumped at the opportunity to purchase the payroll processing portion of the business and incorporated it under the name of PBSG, Inc.  After three years, he successfully positioned the company and sold it to a major competitor, Fortune 500 payroll company ADP.  

Having realized how much he loved running a business, Manny began looking for an opportunity to create one from the ground up as he gained more management experience. He became the accounting manager for the California Hispanic Chambers of Commerce and then moved across the country to accept the position of Chief Financial Officer for the United States Hispanic Chamber of Commerce in Washington D.C.

After three years as CFO, Cosme felt the time was right to launch his new business. He created CFO Services Group in 2012 and looks forward to building a national clientele. “I believe in the entrepreneurial spirit and I believe in helping others.”

Manny credits his training as a relationship coach and his spiritual studies for his approach to understanding and advising his clients.  

“Listening, educating, being proactive. Those are the ways I can make a difference,” he said. “Owners seem comfortable talking to me and that helps head off problems.”

​In addition to leading the team at CFO Services  Group, Cosme serves as the Treasurer of the Board of Directors for both the Equality Chamber of Commerce DC Metro Area and the Greater Washington Hispanic Chamber of Commerce and is Finance Chair for Entrepreneur Organization DC Accelerator program.

Manny graduated summa cum laude from the School of Economics and Business Administration at Saint Mary’s College in California, with a dual major in Accounting and Economics and a minor in Mathematics.

Our Accounting Team Manager Lin Walker brings her extensive business background and broad perspective to help our clients and staff with their day-to-day details and big-picture decision making. Previously a Senior Lead Accountant here at CFO Services Group, Lin has been with our firm since June 2017 and has experience in the nonprofit accounting sector, hands-on operations management at small businesses, and HR expertise.  

As manager, Lin actively works with our team to make sure we deliver our clients the best service possible. She onboards new clients, conducts quality control reviews of client files, and provides training both through our external education programs as well as internally to strengthen our skills. Lin is devoted to developing a strong team, and her mission is to build on that teamwork with consistency, new skills, and open communication. 

Lin earned her degree from California State Polytechnic University-Pomona. When her career took her to China, she volunteered at an orphanage for children awaiting surgery and adoption. Previously serving as a Senior Accountant for a nonprofit foundation in Northern Virginia, she supervised and ran disbursements of millions of dollars in donations. Her previous work experience includes working as the Operations Manager for a law firm and the HR and Accounting Manager at a healthcare company. Her previous positions provided her with a solid foundation of accounting and bookkeeping skills, while her cultural experiences created a strong appreciation for diversity.  

Outside of the office, Lin loves traveling anywhere with water and currently resides in Virginia with her husband and two young sons. She has a love of spicy food and loves trying out new restaurants and recipes.  She has worked and travelled all over the world, finding enjoyment in meeting new people and learning about different cultures

CFO Services Group’s Senior Lead Accountant Georgia Crutchfield brings 15 years of Accounting Management & Controller experience to our team. With over 10 years of specialized experience in nonprofit accounting and auditing, her broad range of skills cover management accounting for small businesses, government & compliance, bookkeeping, tax, nonprofit organizations, and auditing. 

She is a passionate and dedicated individual who is at her happiest in viewing her love for accounting through the window of seeing her clients grow and thrive. She takes great pride in implementing accounting processes and procedures for organizations to help them set a powerful foundation for development.  

 Originally from Alabama, she received her formal education in accounting from the University of Tennessee at Martin, and now resides in Tennessee with her husband and children. Georgia enjoys utilizing her attention to detail to all facets of her life, including but not limited to rebuilding and preserving her collection of classic American cars. 

Lauren Gilson is a Baltimore, Maryland native and brings a myriad of professional experience to our team. Initially joining CFO Services Group as an Associate Accountant, Lauren was promoted to a Full Charge Accountant and is an asset to our clients and team. 

 Lauren earned her Bachelor of Fine Arts at Alfred University NYSCC, returning to Baltimore after participating in a variety of international gallery shows and professional artistic initiatives. She continued her creative work specializing in murals and design while simultaneously gaining experience in various industries including manufacturing, retail, and restaurant service. Through these positions, she gained intimate knowledge managing inventories, internal reporting, payroll, and costing strategies. After over five years building relationships with creative and small business owners, she saw an opportunity to blend her creativity, social skills and lifelong love of mathematics by returning to school to pursue her CPA certification.  

 Lauren’s commitment to her community is reflected in her work ethic. Her experience with small businesses has strengthened her creative problem-solving skills and compassionate understanding of the value of teamwork. These relationships reinforced her philosophy of the importance of respect, joy, and harmony in a successful work environment. She believes that a sensitivity to details, optimism, and positive outlook make any task an exciting challenge, and any communication an opportunity to connect. Through numerous years in customer service and an internship with a tax firm, Lauren finds great satisfaction in guiding others and interpreting nuanced information to increase communication and efficiency.  

 In her down time, Lauren likes spending time with her network of family and friends, maintaining her personal art practices, and giving as much attention as possible to her cat Jasper.  

Deven Trammell is an Associate Accountant here at CFO Services Group. Deven began his career in facility Management after graduating from Pensacola Christian College and remained with the organization for 3 years serving as their Residence Manager. His adept skills and experience in customer service, financials, and management are an asset to our team.  

He graduated from Pensacola Christian College in Florida with his Bachelor of Science in Accounting and a minor in Management. While working as a Residence Manager, he coordinated maintenance and environmental services projects to ensure that both buildings he managed were well-maintained and functional. He utilized his natural problem-solving personality to facilitate interpersonal mediation whenever he was needed. 

After Florida, Deven moved to Arizona and accepted a position as a Loan Specialist for a mortgage company. His attention to detail ensured that homeowner’s loans were processed accurately and timely. With more direct experience in financials, he soon learned that he had a distinct drive to improve his skills as an accountant and began working on his Masters degree in Accounting through Liberty University.  

In his free time, Deven enjoys exercising, reading, and spending time playing with his dog named Tank.  

Kris Burnett joins our team as a Financial Planning & Analysis Lead with over 15 years of management accounting and financial planning experience. He is thrilled to utilize his background to help our clients understand the “story” of their business from a financial perspective, and will support our clients with Planning, Cash Flow, Sales & Revenue, and Operations projects to build the foundation on which they can grow.  

Kris’s experience includes but is not limited to financial services, manufacturing, and retail. He previously volunteered with SCORE, a small business mentoring nonprofit organization, helping aspiring entrepreneurs and small business owners launch and grow their businesses. He especially enjoys developing efficient ways for small business owners to understand the more complicated aspects of their finances. 

Kris received his bachelor’s degree in finance from Wichita State University, subsequently earning his MBA from Emporia State University. He held his Certified Management Accountant (CMA) certification for 10 years, substantiating his vast knowledge in the areas of financial management, financial planning, analysis, control, decision support, and professional ethics.  

Kris was born, raised, and currently resides in the Wichita, Kansas area, but frequently spends his time in Dallas, Texas where his two grown daughters live. He is always interested in exploring new hobbies, but he currently enjoys watching football and basketball, hiking, building websites, learning, and exercising. 

Melissa (MJ) Johnson is a skilled Controller with SaaS and independent bookkeeping experience in hospitality, non-profit, tax preparation, and a variety of small business industries. Her expertise encompasses all aspects of accrual accounting, including but not limited to oversight of A/R, A/P, payroll, taxes, invoicing, reporting, audits, procurement, inventory, sales tax, human resources, and more.  

She is meticulous and prompt, and thoroughly enjoys helping small business owners organize their accounts. As an advocate of accuracy and ethics, she focuses on efficiency and precision while building a stable rapport with clients.  

Originally from Phoenix, Arizona, MJ now enjoys the beauty of the countryside in the small, industrial town of Waynesboro, Virginia. She delights in spending time with friends at local establishments, loving on her daughter and two dogs, and fixing up her house in an eclectic and modern style.  

Our Associate Accountant Nikki Beane brings our team over ten years of experience in bookkeeping and accounting. Her energetic and optimistic outlook on life shine brightly along with her excellent customer service skills and sharp attention to detail. Nikki discovered her love for accounting when she was managing the bookkeeping and office operations for Beane Construction & Property Maintenance, a company she helped establish with her husband. 

Nikki obtained her Bachelor’s degree in Business Administration and Management from the University of Southern Maine. She is looking forward to building on her already strong foundation of accounting knowledge with the CFO Services Group team. 

 Nikki was born and raised in Portland, Maine and still resides in the southern Maine area with her husband, two children, and three huskies. In her spare time, Nikki loves traveling, camping in the summer, and snowmobiling with her family in the winter.